Question by nick i need help: Credit Karma Reviews - Help? I went onto Credit Karma and My Credit score is a little above 710. I have read a couple reviews that people say that the mortgage, or car dealership place says that their scores are 100 or more points higher than it says on Credit Karma. I have a U.S. Bank Credit Card. I applied for a Chase Credit Card on Credit Karma's Website and I haven't heard anything if I was approved, or denied. It has been a few days. When should I expect to hear from them? I have a Checking and Savings account with Automatic Deposit of my money at U.S. Bank. I just have a Checking account at Chase. Are there any other Credit Score sites for free, that you don't have too give them your Debit Card Number, Or Anything? What are your Reviews On Credit Karma, and Other Credit Sites? etc... Thank you Best answer for Credit Karma Reviews - Help?:
Answer by CatDad
Credit Karma, while a legit site, is only an estimation service. It should never be used for serious purposes like buying a home or car. In this case only the FICO score will do and it's not free: you can buy it for $ 20 at myfico.com If you don't want to pay for a credit score and you can live with a rough estimate, then Credit Karma is okay. There are only free credit estimation sites like Credit Karma or Quizzle. Actual credit scores like FICO are never free. Don't be tricked by any site offering a free credit score as long as you sign up for their credit monitoring.
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Most credit score website out there charge you hidden fees when you sign up for your free report and score. Typically, they will also only give you the report and will keep the score hidden unless you pay them.
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