Minggu, 15 Juli 2012

Help! My Credit Card Numbers Have Been Stolen [creditdiagnosis]

Help! My Credit Card Numbers Have Been Stolen [creditdiagnosis]

Question by honk2goose: How many of you have had your debit/credit card numbers stolen? Someone cleared out my checking account and part of my savings to buy lots of internet porn memberships. Now I am trying to fight to get all my money back. Bastards. Best answer for How many of you have had your debit/credit card numbers stolen?:

Answer by aroot
ugh im sorry. i havent yet. but my store was robbed.. and the d-bag sold all my stuff on the streets. good luck!

Answer by reductoman
I really hope not. Sorry that happened to you. Keep a eye on your bank and credit card statements people.

Answer by Helen E
Ouch. Keep fighting, it is not your fault and although banks will generally make you sweat to get your own money back, they are liable for the stolen cash and they will have to reimburse you in the end. I had my credit card details stolen online a few years ago, in the days when people didn't know so much about antivirus protection. Luckily it was just a spotty little geek in Canada (I lived in the UK in those days) who used my credit card to buy --- have a guess --- guides on how to pass exams. I guess he was better at hacking computers than he was at school, lol. Anyway the credit card company reimbursed me without even arguing as it was clearly a case of fraud - I have still never even been to Canada!

Answer by scrooge
that's why I never buy anything on line.

[credit card numbers stolen]

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The U.S. Attorney's Office claims that between January 11, 2011, and February 26, 2012, Williamson received and possessed at least 27257 stolen credit card numbers, and that almost $ 150000 in fraud loss has been tracked to just 134 of those stolen ... Guerilla Black Arrested for Buying Stolen Credit Card Numbers

One of the easiest ways for scam artists to commit fraud is by stealing credit card numbers and using them for a brief period. You think this could not happen to you because your bank card never leaves your wallet? Think again, it's easier than you think!

Identity Theft Facts

Simple everyday things that we all do can put you at risk for Identity Theft. It is becoming safer at this point to enter a credit card number online through a secure (SSL) order form than to give your card to a sales person or use in a restaurant.

Credit Card Scams

Not too long ago, one of the major news channels had a "breaking news" story that involved scams in restaurants and any other establishments you hand over your card to be "swiped", or "skimmed".

What Is Skimming?

After you have your meal and hand your bank card to a waitress/waiter or salesperson, this person runs your card not once, but twice.

Yes, you understood me right ... Twice!

The card is run the first time for the total of your order and, then again, on a magnetic card reader, which the thieves take home at night and use to process charges against your card that you may not even be aware of.

Clever scam artists enter in small balances, sometimes as little as one dollar, hoping you will not notice anything so insignificant. Check your accounts regularly for small charges, this could be a tip off.

Stolen Numbers

Because of increased scams, the bank card companies are taking steps to make the process more secure for us to use our cards.

If you have been a victim of a credit or debit card scam, the merchandise a thief buys is usually not required to be paid back to the bank card companies, even if they have used stolen card numbers.

Credit Card Scam Tips

• Never lend your cards to anyone.

Period.

• Shred all credit offers, receipts, and anything with your personal information on them. Remember, dumpster diving is a real threat to your identity.

• Always make sure you carry around ONLY the cards your need. Carrying around extra credit cards is a very dangerous thing to do.

• If any person or company calls to verify your personal information over the phone or on the Internet, DON'T do it.

• If you DO get such a call or letter, make sure you phone the company with the number on the back of the card and NOT the bogus number on your internet letter, or the phone number a caller might give you.

• It is also a good idea to keep your receipts and check them against your statement.

• Notify your credit card companies and any other companies that you send personal information to in advance, if you are moving.

• Whenever you use a bank card at a store, restaurant, etc, make sure the credit slip is not left lying around on the counter.

By simply being aware every time you use your cards, you can prevent becoming the next victim.

Recommend Help! My Credit Card Numbers Have Been Stolen Issues

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