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You might think that PayPal is the only company that offers online money transfers because they're the one that's most widely-used and advertised. But there are options to PayPal that you should be aware of, especially if you're someone who does a lot of business online.
AlertPay won't topple PayPal off the top of the mountain anytime soon, but they're growing fast and gaining market share. AlertPay is a privately owned company that was founded in 2004. Although they're headquartered in Canada, they are registered in the United States.
AlertPay users won't experience high chargeback rates like they will when utilizing other online money transfer companies. Generally, AlertPay's fees come in under fees for 2checkout, which makes them a fantastic option.
If you're an online merchant, you should take a look at AlertPay, because their merchant rates are extremely competitive and they don't charge outrageous up-front costs that normally come when setting up merchant services. In addition, AlertPay is a superb alternative for small, internet business owners because gateway fees, SSL certificates, shopping carts and web site integration aren't cost effective for business owners who are just getting started.
One worry that many people have when it comes to online money transfers is the safety of their funds, and with AlertPay, you can rest assured because money that's placed in a registered AlertPay account is insured by the FDIC and the Canada Deposit Insurance Corporation.
AlertPay also employs a policy called, Know Your Customer. This policy ensures that each account is secure by keeping the identity of the account holder private.
If you'd like to give AlertPay a look, or want to register a free account ("Personal Pro" account is free and has the best Terms & Conditions.) that lets you send money at no charge, visit their website at http://tiny.cc/alert-pay. More Alertpay Expert Review Articles
Question by Absolut2892: Credit Experts - Review my strategy please!? I lost my job a few years ago and it put my credit in the toilet (510 score right now). I have no credit cards and no installment accounts right now. I'm planning on getting a secured card that reports to the bureau for $ 1,000. I'm planning on using that card a little bit just to establish a credit history again. Charging things but keeping the total balance under 10%. If I do that and start to settle my debts and pay them off, could I expect to raise my score 100 pts in 1 year? Best answer for Credit Experts - Review my strategy please!?:
Answer by Jaxs
You will mostly likely raise it within 6 months of your first payment on the card. I would not settle a debt. You scores are lowered if you settle over paying off the entire balance of the debt. See the article below for a more detail answer to your questions. take care and know your rights.
Answer by bdancer222
First, paying off derogatory items on your credit report will not improve your score. The damage is done and will remain for the balance of the 7 year reporting period, whether paid, settled, or unpaid. Creditors do look at your entire credit report, not just the score. Paid old debt looks better. You may as well settle those defaulted accounts for as little as you can. Lump sum gets the best deals and payment plans must be very short term. Get settlement agreements in writing and do not give the collector direct access to your bank account. Getting a secured credit card is a good way to start rebuilding your good credit history. I don't think you need to get more than a couple hundred dollar limit. No sense tying up cash in a depost for the credit card. Also, don't worry about keeping a low utilization percent. It's carrying balance of more than 30% of your limit that hurts your score. Utilizing the card at a much higher rate will do more to build your credit/score. Just pay the balance in full every month. It is very doubtful that you will raise your FICO score 100 points in only one year, especially with only one account. You really need at least 24 months of consistent, on time payment history to begin to overcome the negatives. It will take years to rebuilt to a decent score.
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