Question by : Why is my credit card not accessible? I called the number on the back of my Walmart credit card to find out my available balance. The customer service agent told me that my account was being handled by a specialist, and the specialist team had all left for the evening and they were unable to give me any information about my account. I asked what the problem was, and the CSA said that it was involving a fraud on my account, but she was unable to give me anymore information. I then tried to log in to the account website to review all purchases with the card, but when I tried to log in, it said "account not accessible online, please contact customer service." This credit card has had a balance of $ 0 for the past 3 months, but with my son's birthday coming up, I began using the card to purchase some of his birthday gifts, and also used to the card for gas at a Walmart gas station. I think that these purchases add up to around $ 350, all within the past few days. Could this be the reason that my card is being inspected for 'fraud,' and why I am unable to access my account, or would this be due to something else? Best answer for Why is my credit card not accessible?:
Answer by noogitlvr
Considering that you rarely use this card, and over the past few days you have used is frequently, it is plausible that the credit card company would be suspicious. Now the fact that the CSA could not help you, considering what you are probably paying in interest, is BS.
Answer by Tam
Due to the fraud, your account might be closed or unable to use it b/c they want to make sure no one else is using your card and if you are, they wanna make sure they get their money.
part 1 of a 2 part series of my review on the Walmart Moneycard, a prepaid debit card by walmart.
http://leafgardenpress.com/ Walmart Moneycard review part 1
The credit card case stemmed from employee complaints in 2010. The investigation revealed employees were misrepresenting to consumers that they had been “pre-selected†for a Walmart credit card. Walmart Ordered to Pay 000 Settlement in Credit Card Civil Case
If you are a frequent Walmart customer, you know that in their large stores, they have just about everything you need for your every day life. Did you know that they also offer a prepaid credit card.
This offers an alternative for those that have made past financial mistakes and can not qualify for a traditional card.
Those with negative entries on their report will be happy to know that there is no credit check and no bank account is required. Instead, you receive a reloadable Visa where putting more money on to it can be done either by direct deposit or by cash or check.Â
It can be used anywhere that a Visa card is accepted. You can use it to pay all of your utility bills, buy groceries, or anything else. You can follow your balance either online or by receiving alerts on your cell phone.
Here's how it works. First, you purchase it. There is an $ 8.94 issuance fee that you must pay. Next, if possible, you will want to set up a direct deposit. This will not cost you anything so this is the best way to load funds.
After that, a $ 4.64 monthly fee is charged and each time the card is reloaded, it costs $ 4.94. To avoid the reload fee, have money directly deposited.
You will also not be charged the $ 4.94 if you cash a paper check. You will, however, have to pay the $ 3 check cashing fee but this is still cheaper than taking your check to another place.
Also, try to avoid ATMs. If you check your balance at an ATM, it will cost you 75 cents. If you make a withdrawal, you will be charged a $ 1.95 fee. If you need to withdrawal money, go to your local Walmart where it will cost you nothing.
If you would like a monthly statement, they will charge you $ 3 per month. As you can see, although this card is convenient, it has a whole host of fees.
What makes it good is that you cannot be overdrawn so those $ 39 fees that you may have been accessed at your bank won't happen again.
More Walmart Money Card - Review Issues
Tidak ada komentar:
Posting Komentar