Question by Stephanie: Whats the best way to pay off my first credit card bills? I just got my first credit card and I want to establish good credit in a fairly short amount of time. I don't really want to dig myself into a hole but will paying my credit bill in full every month give me a good credit score? Is there a certain way I can pay it the first few months to help build it to its full potential? Best answer for Whats the best way to pay off my first credit card bills?:
Answer by src50
Pay it off in full every month. Do not carry a balance.
Answer by Judy
I have 800+ rating. I have never carried a balance on any credit card. and never paid a penny interest. It is simply and old lady's myth that carrying balances increases your rating - just a myth. Carrying balances can reduce your credit worthiness. Buy stuff you need like food or gas, and pay it in full. /
Answer by stan c
You got 2 goods answers. Usually your credit score will go up after 12 to 18 months of activity.
Answer by stephenweinstein
Paying the bill in full will give you a good credit score. So will paying just the minimum. Neither of these will give you an excellent score immediately. To have a perfect credit score, you must have had credit for many years. There is no way around that, without a time machine. Paying less than the minimum, or nothing, will give you a bad credit score, immediately.
Destiny's Child Bills, Bills, Bills from the album 'The Writing's on the Wall' 1999 LYRICS: At first we started out real cool,(cool) Taking me places i ain'tnever been But now your getting comfortable Ain't doing those things that you did no more Your slowly makin me pay for things Your money should be handling And now you ask to use my car (car) Drive it all day and don't fill up the tank And you have the audacity To even come and step to me And ask to hold some money from me Until you get your check next week You triflin', good for nothing type of brother Silly me, why haven't I found another A baller, when times get hard he's the one to help me out instead of, a scrub like you who don't know what a man's about can you pay my bills can you pay my telephone bills can you pay my automo'bills then maybe we can chill I don't think you do so you and me are through can you pay my bills can you pay my telephone bills can you pay my automo'bills then maybe we can chill I don't think you do so you and me are through now you been maxing out my card(card) give me bad credit,buying gifts with my own ends haven't paid the first bill but you steady heading to the mall going on shopping sprees peprpetrating to your friends that you be ballin' and then you use my cell phone(phone) callin who ever that you think at home and when the bill comes all of a sudden you be acting dumb don't know where none of these calls come from when your mamma's numbers here more than once You triflin ...
http://leafgardenpress.com/ Destiny's Child - Bills, Bills, Bills [with lyrics]
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Are your credit card payments falling further and further behind? Perhaps you should consider filing for bankruptcy in Indiana as a way to resolve your financial crisis. There are various reasons that can contribute to filing for bankruptcy. Some reasons include emergency medical expenses, credit card debt, loss of employment, and divorce. Many of these life events create financial chaos. Whatever reason leads you to make the decision to file for bankruptcy in Indiana, don't feel embarrassed, there are many people in the same situation.
In this day and age, there is no reason to feel humiliated by the thought of filing for personal bankruptcy. It's more damaging to ignore your outstanding debts and do nothing to fix the situation. Filing for personal bankruptcy in Indiana will allow you to take control of your finances and your life. If you're carrying a burdening amount of debt that you can't pay off, the first step to financial recovery may be making an appointment with a qualified lawyer who specializes in bankruptcy in Indiana.
Your local bar association will be happy to provide you with a list of lawyers who have years of experience in personal bankruptcy.Filing for personal bankruptcy immediately puts a stop to events such as utility shutoffs, evictions, repossessions and many types of lawsuits. For individuals who have been constantly struggling to stay afloat, this is a relief beyond compare. Filing for bankruptcy will also keep your creditors off your back as a court order will stop wage garnishing and creditor harassment. You will no longer dread answering the telephone or opening your mail.
Using the services of a lawyer who is knowledgeable with bankruptcy in Indiana will assure you the proper legal representation you need.
The burden of all that debt will be lifted and you can look forward to a fresh financial start. Related Paying The Bills Issues
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