Improve Your Credit Rating and Increase Your Quality of Life! [creditdiagnosis]

Improve Your Credit Rating and Increase Your Quality of Life! [creditdiagnosis]

For more news and videos visit ☛ english.ntdtv.com Follow us on Twitter ☛ http Add us on Facebook ☛ me.lt Chinese credit rating agency Dagong Global Credit Rating Co. has downgraded the sovereign credit rating of France. The drop affects both local and foreign currency credit, which fell to A+ from AA- , with a negative outlook. The rating agency said that the French recovery will be weak, and that fiscal consolidation policies are unlikely to reach projected goals. Meanwhile, the quantity and quality of French debt is another major factor in the ratings decision. Notably, the Chinese agency's cut comes before any major Western agency has lowered France's credit rating--and in the midst of intensive French and German efforts to revitalize the eurozone. Ratings giants like Standard and Poor's have kept France at AAA.

http://leafgardenpress.com/ Chinese Credit Rating Agency Downgrades France

The negative outlook on Cabot reflects the risk that an unexpected slowdown in operating performance and integration-related challenges could constrain expected improvement to the company's leverage-related credit metrics. Rating Action On July 9, 2012 ... TEXT-S&P affirms Cabot Corp 'BBB+' rating

If you are reading this article, you may have been having some problems lately paying your bills and maybe you are confused about how to improve your credit rating. The first thing we must tell you is that you are not alone in your struggle. In fact, over thirty million people in the United States are facing the same problem in today's economy when it comes to issues with their credit reports and credit score.

However, this is not a problem that should be taken lightly. It is important that you improve your credit to allow yourself the ability to obtain a line of credit or loans for large purchases such as a house or a car.

On the flip side, maybe your situation isn't so dire. Maybe your rating isn't bad, but you still want to "take it up a notch" and make it better.

There are many ways that you can improve your credit rating and when you do, you ultimately improve the quality of your life.

The first step of course is always to obtain a copy of your credit report from the three major credit bureaus in the United States.

You can't know what needs improvement if you don't know what you are dealing with.

Next and this may be one of the most important when it comes to improving your credit rating. You must start paying down your credit cards. While paying down installment loans that are associated with student loans or a mortgage will help improve your rating, nothing can compare with the affect that paying down your revolving credit cards will have. Typically, the reason for this is that creditors like to see a big difference between the amount that you owe on a credit card and the amount that your credit line is. The best principle with this is not necessarily to tackle the high interest rate cards first, but to try to get the ones that are closest to their limits down considerably.

When you have started to pay down cards or pay them off completely, another great trick is to not close the accounts.

The longer your credit history the better, and when you close an account you are deleting party of that history. Therefore, when you maintain a zero balance on a card, it plays into improving your credit and making a big difference in your debt to credit ratio. If you are worried about the temptation that a card with a zero balance holds, do yourself a favor and cut it up. That way you don't use it and it improves your credit by just sitting there, out of sight out of mind.

These ideas will help improve your credit rating and get you back up to where you need to be to have a comfortable existence without constant harassment from creditors. The piece to remember is always communication, the debt collector on the end of the line is human too and they realize that sometimes people fall on hard times. Keep the lines of communication open and take responsibility, it will only help you improve.

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